How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate your insurer files with the state to prove you carry minimum liability coverage. Most states require it for 3 years after DUI, reckless driving, or driving uninsured.
Non-Owner SR-22
If you don't own a vehicle but need to satisfy SR-22 filing to reinstate your license, a non-owner policy provides liability coverage and state certification. Costs typically run $25–$50/month.
Liability Insurance
Liability coverage pays for injuries and property damage you cause to others. State minimums range from $25,000 to $50,000 per person, but many suspended drivers need higher limits to satisfy reinstatement conditions.
Uninsured Motorist Coverage
This optional coverage protects you if you're hit by a driver with no insurance. Some states require it as part of SR-22 reinstatement packages, especially after a lapse in coverage.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspensions, DUIs, or multiple violations. Rates run 50–150% higher than standard policies, but many suspended drivers have no other option.
